Home Loans With A Local Focus

Decided Locally Serviced Locally


Purchasing a home is one of the most important investments you will ever make. Kennebec Savings Bank offers a variety of residential mortgage programs designed to help you buy the home of your dreams.

Our experienced Loan Officers specialize in tailoring loans that fit your individual needs. Whether financing one or more family properties, our offices in Augusta, Winthrop, Waterville and Farmingdale are conveniently located.

Additionally, the Bank's personal service, flexible underwriting, local decisions and rapid approval process make the entire home financing process easy. A loan made with Kennebec Savings Bank stays with us!

Whether purchasing, refinancing or simply looking for pre-approval, we encourage you to apply today.

To view our Current Rates and to Apply, please select from one of the following:

We make banking easy! Use this convenient tool to start the application process when it is convenient for you (click on the "Apply Now" button below). Your application will be reviewed by one of our Loan Officers and the decision will be made in our office as well. If you need help with the application, have questions, or just need to talk the process through, we're here to help.

Contact Us

Are you a first time homebuyer with questions about a home loan? Interested in other types of loans? We're here to help. Request a free loan consultation with one of our Loan Officers by calling us at 207-622-5801, or click on the "Contact Us" button below. It's that easy!

Check Our Rates

We're proud to offer competitive mortgage rates on all our financing products. Click on one of the images above to review our current rates for new homes, refinancing options and other similar products. We have a rate and loan that's right for you!

Mortgage Calculators

Calculate what your monthly loan payment could be. Learn how to pay off your mortgage early. Compare rental expense against mortgage expense. Click on the "Mortgage Calculator" button below to determine which option is right for you.